Activate Your Money

Terms & Conditions

Terms & Conditions

This legal notice applies to the entire contents of the Website under the domain name (Website) and to any correspondence by e-mail between us and you. Use of this Website is provided by FairPensions (the operating name of Fairshare Educational Foundation) subject to the following Terms and Conditions:



Your use constitutes acceptance of these terms and conditions as at the date of your first use of the Website


FairPensions reserves the right to change these terms and conditions at any time by posting changes online. Your continued use of this Website after changes are posted constitutes your acceptance of this agreement as modified


You agree to use this Website only for lawful purposes, and in a manner which does not infringe the rights, or restrict, or inhibit the use and enjoyment of the Website by any third party


If there is any conflict between these terms and conditions and rulesand/or specific terms of use appearing on this Website relating to specific material then the latter shall prevail

5.   If these terms and conditions are not accepted in full, the use of this Website must be terminated immediately

Website Access

While FairPensions endeavours to ensure that the Website is normally available 24 hours a day, FairPensions shall not be liable if for any reason the Website is unavailable at any time or for any period.

Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond FairPensions’ control.

FairPensions does not warrant that the functions contained in the material contained in this Website will be uninterrupted or error free, that defects will be corrected, or that this Website or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy and reliability of the materials.



Commercial use or publication of all or any item displayed is strictly prohibited without prior authorisation from FairPensions. Nothing contained herein shall be construed as conferring any license by FairPensions to use any item displayed


Documents may be copied for any non-commercial use only on the condition that copyright and source indications are also copied, no modifications are made and the document is copied entirely. However, some documents and photos have been published on this Website with the permission of the relevant copyright owners (who are not FairPensions). All rights are reserved on these documents and permission to copy them must be requested from the copyright owners (the sources are indicated within these documents/photographs)


Subject to clause 10, no part of the Website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without FairPensions’ prior written permission


Any rights not expressly granted in these terms are reserved

Links to and from Other Websites


FairPensions takes no responsibility for the content of external Internet sites. Other websites that we link to are owned and operated by third parties and FairPensions has no control over them. Links to third party websites on the Website are provided solely for your convenience. If you use these links, you leave the Website. The fact that we include links to other websites does not mean that FairPensions approves of or endorses any other third party website or the content of that website. We accept no liability for any statements, information, products or services that are published on or are accessible through any websites owned or operated by third parties. If you decide to access any of the third party websites linked to the Website, you do so entirely at your own risk.

Visitor Material and Conduct


Any communication or material that you transmit to, or post on, any public area of the Website including any data, questions, comments, suggestions, or the like, is, and will be treated as, nonconfidential and nonproprietary information. FairPensions shall have no obligations with respect to such material. FairPensions and its designees shall be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial or non-commercial purposes.


You are prohibited from posting or transmitting to or from the Website any material:


that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience; or


for which you have not obtained all necessary licences and/or approvals; or


which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in any country in the world; or


which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).


You may not misuse the Website (including, without limitation, by hacking).

17.   FairPensions shall fully co-operate with any law enforcement authorities or court order requesting or directing FairPensions to disclose the identity or locate anyone posting any material in breach of clause 15 or clause 16.



While FairPensions endeavours to ensure that the information on the Website is correct, FairPensions does not warrant the accuracy and completeness of the material on the Website. FairPensions may make changes to the material on the Website at any time without notice. The material on the Website may be out of date, and FairPensions makes no commitment to update such material.

19.   This site and the information, names, images, pictures, logos regarding or relating to FairPensions are provided “as is” without any representation or endorsement made and without warranty of any kind whether express or implied. Accordingly, to the maximum extent permitted by law, FairPensions provides you with the Website on the basis that FairPensions excludes all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill which, but for this legal notice, might have effect in relation to the Website.



FairPensions, any other party (whether or not involved in creating, producing, maintaining or delivering the Website), and any of FairPensions’ group companies and the officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with the Website in any way or in connection with the use, inability to use or the results of use of the Website, any websites linked to the Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the Website or your downloading of any material from the Website or any websites linked to the Website.

21.   Nothing in this legal notice shall exclude or limit FairPensions’ liability for:
(a)   death or personal injury caused by negligence; or
(b)   fraud; or
(c)   misrepresentation as to a fundamental matter; or

any liability which cannot be excluded or limited under applicable law.

22.   If your use of material on the Website results in the need for servicing, repair or correction of equipment, software or data, you assume all costs thereof.


Governing Law and Jurisdiction 

23.   These terms and conditions shall be governed and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the Courts of England and Wales.


Fairshare Educational Foundation is a company limited by guarantee registered in England and Wales number 05013662 (registered address Unit TR.B.04 The Leather Market, Weston Street London SE1 3ER) and a registered charity number 1117244.